How it Works

SpenDebt helps you get rid of your debt faster


Step 1

Create a user profile

Link Accounts

Step 2

Link your bank account and define which debt to pay off

Define Micropayment

Step 3

Amount added to every transaction (anything greater than $0.50)

Join Our Unlimited Plan

Get 1 month Free, then:

  • Unlimited Transactions
  • Access Account on Any Device
  • Free 30-Day Trial
  • Paid Automatically from Linked Bank Account
  • No Hidden Fees
  • Guaranteed Secure and Private Bank Information
  • Cancel Anytime

What makes SpenDebt different?

With SpenDebt you can stop rounding up and start paying down.



The "Other Guys" only allow you to roundup your purchases to the next dollar.

This user's roundup is TBD.
  • Coffee

    $4.37 + $0.63

  • Grocery

    $87.62 + $0.28

  • Gas

    $32.00 + $0.00

  • Savings of


Defined Micropayments

We allow you to define ANY amount greater than $0.50.

This user's micropayment is $1.50.
  • Coffee

    $4.37 + $1.50

  • Grocery

    $87.62 + $1.50

  • Gas

    $32.00 + $1.50

  • Savings of


It's Time To Get Serious About Paying Off Debt

Start Your Free Trial

Real People. Real Comments.

“I LOVE this service! It’s so convenient and effective!”

E. Conners


“I have successfully paid off my first student loan! I couldn't have done this without SpenDebt.”

J. Rogers


“I am sending an additional $40 each month on top of my regular monthly payments, thanks to SpenDebt. In a short time, I have knocked a lot off of my balance!”

T. Moore