Meet Everyday Micropayments

Small payments connected to the spending you're already doing.

Register

Step 1

Create a user profile

Link Accounts

Step 2

Link your bank account and define which debt to pay off

Define Micropayment

Step 3

Amount added to every transaction (anything greater than $0.50)

Start Making Progress

Try SpenDebt free for 30 days. Then just...

$3.99/mo
  • Choose Your Micropayment
  • Track Your Progress
  • Connect What You Owe
  • Access From Any Device
  • No Hidden Fees
  • Cancel Anytime

Progress Doesn't Require Perfection.

Small steps can lead to meaningful progress.

There’s more than one way to make a small payment. Here’s what makes SpenDebt different.

ROUND-UPS

Amount changes with every purchase.

Round-ups add the difference between your purchase and the next whole dollar.

The round-up amount changes with each purchase.
  • Coffee

    $4.37 + $0.63

  • Grocery

    $87.62 + $0.38

  • Gas

    $32.00 + $0.00

  • Total of

    $1.01

EVERYDAY MICROPAYMENTS

You choose a fixed amount that works for you.

This example uses a $1.50 micropayment.
  • Coffee

    $4.37 + $1.50

  • Grocery

    $87.62 + $1.50

  • Gas

    $32.00 + $1.50

  • Total of

    $4.50

You Don't Have to Wait to Make Progress.

Start Your Free Trial

Real People. Real Comments.

“I LOVE this service! It’s so convenient and effective!”

E. Conners

ST. LOUIS, MO

“I have successfully paid off my first student loan! I couldn't have done this without SpenDebt.”

J. Rogers

HOUSTON, TX

“I am sending an additional $40 each month on top of my regular monthly payments, thanks to SpenDebt. In a short time, I have knocked a lot off of my balance!”

T. Moore

KANSAS CITY, MO

“The app looks amazing! It is sleek, fast and so easy to use!”

L. Summers

ST. LOUIS, MO