Nearly 400,000transactions processed
Approximately $1.70average micropayment
Nearly $80average monthly payment toward what customers owe
100+creditors paid

Good for Business. Great for Customers.

Organizations can offer Everyday Micropayments alongside existing payment options, helping customers make consistent progress on what they owe.

Explore SpenDebt for Business

Meet Everyday Micropayments

Small payments connected to the spending you're already doing.

Programs & Recognition

Microsoft
Mastercard
Visa
Bank of America
Google for Startups

Register

Step 1

Create a user profile

Link Accounts

Step 2

Link your bank account and define which debt to pay off

Define Micropayment

Step 3

Amount added to every transaction (anything greater than $0.50)

Start Making Progress

Try SpenDebt free for 30 days. Then just...

$3.99/mo
  • Choose Your Micropayment
  • Track Your Progress
  • Connect What You Owe
  • Access From Any Device
  • No Hidden Fees
  • Cancel Anytime

Progress Doesn't Require Perfection.

Small steps can lead to meaningful progress.

There’s more than one way to make a small payment. Here’s what makes SpenDebt different.

ROUND-UPS

Amount changes with every purchase.

Round-ups add the difference between your purchase and the next whole dollar.

The round-up amount changes with each purchase.
  • Coffee

    $4.37 + $0.63

  • Grocery

    $87.62 + $0.38

  • Gas

    $32.00 + $0.00

  • Total of

    $1.01

EVERYDAY MICROPAYMENTS

You choose a fixed amount that works for you.

This example uses a $1.50 micropayment.
  • Coffee

    $4.37 + $1.50

  • Grocery

    $87.62 + $1.50

  • Gas

    $32.00 + $1.50

  • Total of

    $4.50

You Don't Have to Wait to Make Progress.

Start Your Free Trial

Real People. Real Comments.

“I LOVE this service! It’s so convenient and effective!”

E. Conners

ST. LOUIS, MO

“I have successfully paid off my first student loan! I couldn't have done this without SpenDebt.”

J. Rogers

HOUSTON, TX

“I am sending an additional $40 each month on top of my regular monthly payments, thanks to SpenDebt. In a short time, I have knocked a lot off of my balance!”

T. Moore

KANSAS CITY, MO

“The app looks amazing! It is sleek, fast and so easy to use!”

L. Summers

ST. LOUIS, MO
Real people. Real progress.

Ms. Jones put an extra $1,255 toward her debt.

Ms. Jones added $1.75 micropayment to each banking transaction with SpenDebt. In six months, those small payments added up to an extra $1,255 toward her debt. She says she paid off two credit cards and a BNPL installment account, and her Experian FICO score rose from 520 to 665.